3 articles tagged “Retirement”

How an Indian Muslim builds a retirement corpus without interest: what to do with compulsory EPF, whether to use NPS or PPF, which Shariah funds to hold for decades, and how to draw the money down.
Deoband and Karachi's darul iftas agree on the decisive variable: whether the contribution was compulsory or chosen. What that means for your EPF, the VPF trap, and how purification actually works.
The fatwa logic that permits EPF interest rests on compulsion, and NPS is chosen. Its schemes are not Shariah-screened and carry interest-bearing debt even at maximum equity. The honest analysis, and what to do instead.