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Reviewed by: HalalWallet Editorial TeamLast reviewed: 2026-03-09Disclosure: No provider pays for placement or ranking on this page. Editorial policy and full disclosures.

Reviewed quarterly and updated when provider data, product availability, or pricing changes.

Scholar-Sourced Methodology

Calculate Your Zakat in Minutes

Free, accurate, and based on live gold & silver prices. Covers cash, stocks, crypto, retirement accounts, real estate, and business assets.

Quick Estimate
$

Your estimated Zakat will appear here

🥇 Gold Nisab: |🥈 Silver Nisab:
100% Free
~2 min to complete
No account required

Simple & Clear

How Zakat Works

Four simple steps to fulfill your obligation with confidence.

01

Check Nisab

Determine if your total wealth exceeds the minimum threshold (based on gold or silver value).

~3oz gold or ~21oz silver
02

Calculate 2.5%

Add up all eligible assets - cash, investments, gold, business - and subtract debts.

Assets − Debts = Net Wealth
03

Verify Hawl

Ensure your wealth has been above Nisab for one full lunar year (354 days).

1 lunar year = 354 days
04

Pay Your Zakat

Distribute to eligible recipients. Many pay during Ramadan for multiplied rewards.

8 categories of recipients
DETAILED CALCULATOR

Full Asset-by-Asset Breakdown

Enter each asset category for a precise calculation. Zakat is 2.5% of eligible wealth above the Nisab threshold.

Nisab standard:
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Your Zakat Due

₹0

Net Assets

₹0

Rs

Current accounts, savings, cash at home

Rs

Jewelry, coins, bullion

Rs

Brokerage accounts, ETFs, mutual funds

Rs

Unpaid or accumulated dividends

Rs

Current accessible value

Rs

Money you've lent out

Rs

Tax refunds, salary owed, etc.

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Start Entering Assets

₹0

Open a section and enter your assets

Total Net Assets₹0
Nisab (gold)$8,490
Rate2.5%

Get Zakat Reminders 🌙

Ramadan reminders, Zakat tips, and halal finance insights.

This calculator provides estimates for guidance. Consult a qualified Islamic scholar for complex situations. Nisab values are based on live metal prices and may fluctuate.

Important: HalalWallet provides educational information and comparisons to help you explore halal financial options. We do not provide financial, legal, or religious advice. Product structures and Shariah compliance oversight vary by provider. Always verify halal compliance directly with providers and consult with qualified Islamic finance advisors or scholars for guidance on specific products and your individual circumstances.

Where to Give Zakat

Zakat in India is entirely self-managed, and where you give matters as much as how you calculate. IndiaZakat.com crowdfunds Sharia-screened causes at 0% commission with 80G receipts, and the Zakat Foundation of India funds long-horizon programs like civil-services coaching and orphan care. Verify any organization's zakat policy before giving privately.

🤲 View Zakat Platforms We Profile

Your Halal Finance Journey

After calculating your Zakat, explore what genuinely exists for halal money in India: Shariah-screened funds and ETFs, interest-free cooperative accounts, and Islamic wills, all compared honestly.

COMMON QUESTIONS

Frequently Asked Questions

Common questions about Zakat and Islamic charitable giving

Need More Information?

Download our comprehensive Zakat handbook for detailed guidance on calculations, eligible assets, and Islamic principles of charitable giving.

Download Complete Zakat Handbook

Quick Answer

Zakat is a compulsory 2.5% annual levy on wealth held above the Nisab threshold for a lunar year, one of the five pillars of Islam. India has no state zakat collection or bank deduction, so calculation and distribution are entirely your own responsibility. Use our free INR calculator for the full picture: cash, gold, shares, funds, property held for trade, and business assets. For distribution, platforms like IndiaZakat.com (0% commission, 80G receipts) and the Zakat Foundation of India channel zakat to screened causes and institutional programs.

Key Takeaways

  • Zakat rate is 2.5% on wealth above Nisab: 87.48g of gold or 612.36g of silver by weight.
  • India has no bank deduction or state zakat system; you calculate and distribute yourself.
  • Zakat falls due on the lunar anniversary of crossing Nisab; Ramadan payment is customary, not required.
  • IndiaZakat.com (Association of Muslim Professionals) and the Zakat Foundation of India both issue 80G tax receipts.
  • Our free calculator covers all major asset categories in rupees.

Sources and review process

This page is reviewed against HalalWallet editorial standards and source documentation.

Reviewed by: HalalWallet Editorial Team

Last reviewed: 2026-03-06

How to cite this page

Preferred format:

HalalWallet. “Free Zakat Calculator 2026 + Complete Zakat Guide.” HalalWallet, https://www.halalwallet.in/zakat. Accessed 2026-08-07.

For time-sensitive claims (rates, fees, state availability), please verify directly with the provider's official documentation and note the retrieval date.