SenSage Financial Services SenSage Power of 3 ETFs
Halal Investing in Dadra and Nagar Haveli and Daman and Diu
A diversified portfolio of Shariah-compliant exchange-traded funds selected by SenSage, mixing large-cap equity ETFs and commodity ETFs judged likely to benefit from India's economic growth. Minimum investment INR 1,00,000, recommended horizon 3 to 5 years, risk appetite labelled Moderate. This is the lowest entry point on SenSage's shelf and one of very few ETF-based halal strategies marketed in India, where the listed Shariah ETF universe is thin (the firm's own About page names Nifty Shariah ETF and Gold ETF among instruments it recommends). Purging of impure income is left to investors individually.
Power of 3 fills a real gap: India has almost no packaged halal ETF strategies, and this one starts at INR 1 lakh with a moderate risk label. The honest limits are structural: the domestic Shariah ETF shelf is tiny (Nifty50 Shariah BeES and gold ETFs do most of the work), so this is closer to a three-instrument allocation than a broad fund. It beats building the same thing yourself only if you value SenSage's rebalancing discipline and halal-only governance.
Pros
- Diversification across ETFs reduces single-stock risk for new investors
- INR 1 lakh minimum is a third of SenSage's equity strategy entry
- ETF wrapper keeps costs and monitoring load low
- Firm-level halal dedication
Cons
- Constituent ETF list not printed in crawlable page text
- India's listed Shariah ETF universe is very thin, limiting real diversification
- No published fatwa on the gold ETF possession question
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Product Details
Type
Advisory model portfolio (ETFs)
Min Investment
INR 1,00,000
Screening Method
ETF-level selection restricted to Shariah-compliant equity and commodity ETFs; underlying screens follow the firm's published ratio thresholds
SenSage Financial Services in Dadra and Nagar Haveli and Daman and Diu
SenSage Financial Services's SenSage Power of 3 ETFs is accessible to investors in Dadra and Nagar Haveli and Daman and Diu, structured as Shariah-compliant ETF allocation strategy: India's halal investing shelf is digital, so region matters less than fees, minimums, and who certifies the screening. Minimum investment: INR 1,00,000. SenSage Financial Services operates across India, so Dadra and Nagar Haveli and Daman and Diu residents have full access to this product.
Shariah Compliance & Oversight
SenSage's product pages say compliance is checked under the firm's Shariah framework; no scholar names appear in crawlable text. The firm recommends Nifty Shariah ETF and Gold ETF instruments per its About page (crawled sensageonline.com 2026-08-06).
2026-08-06
Why It's Halal
The page states the strategy 'identifies ETFs that invest in companies that have core business compliant with Shariah laws and do not use leverage to finance operations'. SenSage's About page names Islamic mutual funds, equities, Nifty Shariah ETF and Gold ETF as its recommended halal building blocks. Caveats: the specific ETF list is not printed in crawlable text, the Shariah board is unnamed, and commodity ETF structures (gold) raise possession questions some scholars weigh differently; SenSage does not publish a fatwa addressing them (crawled sensageonline.com 2026-08-06).
Regional Availability
SenSage Financial Services serves all of India
✓ Available nationwide including Dadra and Nagar Haveli and Daman and Diu
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Total Value
₹3,43,778
Contributed
₹1,30,000
Growth
₹2,13,778
Hypothetical projection. Past performance does not guarantee future results.
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Important: HalalWallet provides educational information and comparisons to help you explore halal financial options. We do not provide financial, legal, or religious advice. Product structures and Shariah compliance oversight vary by provider. Always verify halal compliance directly with providers and consult with qualified Islamic finance advisors or scholars for guidance on specific products and your individual circumstances.