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Strategy Guide

Hands-Off Managed Investing

Let a SEBI-registered Shariah adviser or certified portfolio manager build and monitor your halal portfolio. The best option for hands-off investors.

How It Works

1

Choose an adviser, smallcase, or PMS tier

SEBI-registered Shariah advisers run model portfolios from about Rs 50,000 (Vivekam) or Rs 5,000 a month SIPs. Halal smallcase baskets (Zamzam Capital, Green Portfolio) run on flat subscriptions through your own broker. TASIS-certified PMS mandates (Geojit) start at SEBI's Rs 50 lakh floor.

2

Answer their risk questionnaire

The adviser will ask about your goals, time horizon, and risk tolerance to determine the right portfolio allocation for you.

3

Fund your account and let them manage it

Set up recurring contributions. The adviser handles stock selection, Shariah screening, and rebalancing; smallcase portfolios execute through your own broker and demat account.

4

Review performance periodically

Check in quarterly or annually. Ask for compliance and purification reporting alongside performance, and get the full fee schedule in writing.

Why Choose This Strategy?

Professional portfolio construction and monitoring
Built-in Shariah screening - no compliance homework needed
Advisory entry points from Rs 5,000 a month (Vivekam SIP) up to certified PMS mandates
Best for: Beginners and busy professionals who want hands-off investing
Things to consider ▾

Advisory and PMS fees come on top of brokerage and fund costs

Less control over individual holdings and allocation

Managed halal portfolios are the easiest way to invest larger sums as a Muslim in India. Instead of choosing your own stocks, a SEBI-registered Shariah adviser or portfolio manager does it for you: selecting screened stocks, monitoring compliance, and rebalancing.

This is a genuine Indian niche. India has no halal robo-advisor, but it does have SEBI-registered advisers running halal-only mandates: SenSage (India's first halal-only SEBI RIA), Vivekam's TASIS-screened portfolios, Zamzam Capital's scholar-supervised smallcases, and TASIS-certified PMS mandates from Geojit and Green Portfolio.

The main trade-off is cost and minimums. Advisory portfolios start around Rs 50,000, smallcase baskets near Rs 53,000, and PMS mandates carry SEBI's Rs 50 lakh regulatory floor. Fees come on top of brokerage, so ask for the complete schedule in writing before signing.

Most halal advisers also handle the religious mechanics: screening methodology, purification calculations, and compliance alerts. These features make it easier to fulfill your obligations alongside your financial goals.

Example Portfolio Allocation

Example Halal Portfolio

Balanced Long-Term

Halal Equity ETFs
65%
Sukuk / Halal Fixed Income
20%
Gold
10%
Cash / Money Market
5%

This is an illustrative example only and does not constitute financial or investment advice. Actual allocations should be determined with a qualified financial advisor based on your individual circumstances. Past performance does not guarantee future results.

Frequently Asked Questions

Ready to get started?

Compare the best halal products for this strategy, or take our quiz to find a personalized plan.

Reviewed by: HalalWallet Editorial TeamLast reviewed: 2026-03-09Disclosure: No provider pays for placement or ranking on this page. Editorial policy and full disclosures.

Reviewed quarterly and updated for major content changes.

Sources and review process

This page is reviewed against HalalWallet editorial standards and source documentation.

Reviewed by: HalalWallet Editorial Team

Last reviewed: 2026-03-09