Yellow (Digital Succession Solutions) Review - Halal Finance Products

Yellow, operated by Digital Succession Solutions Private Limited of Bengaluru, is an online will and estate planning platform offering app and web will creation, trusts, powers of attorney, gift deeds, living wills and post-demise asset transfer support. Standard will plans price at INR 2,499, INR 3,999 and INR 5,999, with upper tiers adding video-call legal consultations; a Custom Will is priced on request. The site states Yellow is the only estate planning company recognised under the Ministry of Social Justice and Empowerment's SAGE initiative, and notes plainly that it is a specialist estate planning organisation, not a law firm (getyellow.in, crawled 2026-08-06).

The Muslim personal law question is what qualifies Yellow for this directory, and the evidence is specific. Wills made by Muslims in India are governed by the Muslim Personal Law (Shariat) Application Act 1937 rather than the general testamentary freedom of the Indian Succession Act 1925: a Muslim may bequeath at most one-third of the net estate after debts and funeral expenses (more only with the heirs' consent after death), and the remaining two-thirds or more devolves by fixed faraid shares. Yellow's published resources on Muslim inheritance law and Muslim law in India explain exactly this framework, covering the one-third wasiyyah limit, the fixed Quranic shares, lifetime gifts (hiba) and religious endowments (waqf), and conclude with the statement that Yellow can help with all aspects of estate planning for Muslim families (getyellow.in/resources/muslim-inheritance-law-estate-planning-in-india, crawled 2026-08-06).

The product mechanics matter for anyone acting on that promise. Yellow's standard app-flow wills are template-driven and built around the Indian Succession Act's testamentary freedom, which a Shariah-compliant Muslim will cannot use as-is. The route that works is the Custom Will: 'Drafted and reviewed in-house by our legal advisors, a Yellow Will is guaranteed to meet the legal requirements of the Indian Succession Act and any personal laws that apply to you.' In practice a Muslim testator instructs Yellow's legal team on the one-third bequest and the intended faraid distribution, and the lawyers draft accordingly. What Yellow does not provide is the Islamic layer itself: there is no faraid share calculator, no mufti or scholar review, and no Islamic will template. Families who want scholar sign-off should have their own mufti review the draft before execution; Yellow's guarantee is legal validity, not fiqh certification.

It is worth recording why Yellow stands alone in this comparison. WillJini, a large Indian online will service, was verified on 2026-08-06 to have no dedicated Muslim or Islamic will product page on its own site (its former muslim-will URL returns 404), routing Muslim customers generically through customised will services without published Muslim-law competence. Ezeewill, once cited in Indian press as an online will pioneer, now resolves to a squatted domain serving gambling spam and was excluded as defunct. Yellow is therefore the only mainstream Indian online will platform with current, on-site, verifiable Muslim personal law support. The alternative that always exists is a traditional succession lawyer with Muslim personal law practice, which buys personal fiqh-literate counsel at several times the price and none of the app-based asset organisation.

The regulatory and practical frame: a will by a Muslim in India requires no registration or stamp duty to be valid (registration is optional and available as a Yellow ancillary service), and courts apply the testator's personal law to its substance. Yellow's post-demise services, from succession certificates to asset transmission across banks and registrars, address the part of Indian inheritance that families underestimate. For a Muslim household the honest summary is: Yellow solves the Indian-law half of the wasiyyah problem well and documents the Islamic half accurately, but delivers the Islamic half only through instructed custom drafting, not certified tooling. Priced against the alternative of intestacy or an unenforceable self-drafted will, the Custom Will is a sound purchase.