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107 articles
Buying a Car Without Interest in India (2026): The Halal Playbook
Car loans are the default in India, and every one of them runs on interest. The real halal paths to car ownership, from cash strategy to societies and instalments.
Kerala: Where India's Halal Finance Experiments Actually Happened (2026)
A state-backed Shariah NBFC, India's first certified real estate fund, and one of only two TASIS-verified PMS products: Kerala built all three. The story of India's halal finance laboratory, told from the verified record.
The Concentration Problem in Indian Halal Portfolios (2026)
Screen out the banks and what remains is IT, pharma and consumer stocks. Why every Indian halal portfolio carries the same concentration, what it did to returns in the year to June 2026, and the honest ways to manage it.
NRI Halal Investing in India (2026): What the Verified Record Actually Supports
Gulf-based NRIs built much of India's halal finance story, but the NRI account architecture is interest-bearing by default. What the verified record supports: the account workarounds, one PMS with documented NRI onboarding, and honest gaps.
Current Accounts: The Only Interest-Free Bank Deposit in India (2026)
RBI rules make the current account the one deposit in Indian banking that pays no interest by law. How the rules work, who can open one, and why the famous 'interest waiver instruction' does not exist.
Savings Account Interest: What Indian Muslims Actually Do With It (2026)
Indian law forces savings accounts to pay interest. The documented practice: keep balances lean, track the interest line, and give it to the poor without intention of reward. The complete purification mechanics.
NRI Money and Riba: Halal Cash Options for Non-Resident Indians (2026)
NRE and NRO savings and deposits all pay interest by law. The interest-free option for NRIs is the NRO current account, plus fast routing into screened investments. The honest guide for the Gulf remittance corridor.
Moneylenders at 60 to 120 Percent vs Interest-Free Cooperatives: The Comparison That Explains the Sector (2026)
Al-Khair documents moneylender rates of 60 to 120 percent a year in the communities it serves. Its own one-time charges run 8 to 18 percent. The comparison that explains why India's interest-free co-ops exist.
Janseva Co-operative Credit Society: The Complete Guide (2026)
Janseva's founding resolution commits it to Quran and Sunnah within Indian law. Twelve permitted states, qard-e-hasanah deposits, a debt-rescue-first loan ladder and SHG microfinance. The full guide.