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107 articles
Al-Khair vs Bait-Un-Nas'r vs Janseva: Choosing an Interest-Free Society in India (2026)
India's three most documented interest-free societies differ where it counts: geography, pricing transparency, product depth and doctrine. The side-by-side comparison, built from their own published terms.
Qard Hasan Explained: The Contract Behind India's Interest-Free Finance (2026)
Qard hasan is a loan repaid exactly as borrowed, with any excess for the lender prohibited as riba. What the contract requires, why it is hard to institutionalise, and how India's cooperatives actually apply it.
The True Cost of 'Interest-Free' Loans in India: Service Charges, Annualised (2026)
Interest-free does not mean free. Al-Khair's printed one-time charges of 8 to 18 percent annualise to roughly 16 to 32 percent depending on tenor. The honest arithmetic for every documented product.
Is a Service Charge Riba? The Unresolved Debate at the Heart of India's Interest-Free Sector (2026)
India's interest-free societies charge 8 to 18 percent one-time, or annual-rate charges, on loans they call qard hasan. Cost recovery or riba in function? The debate, both sides, with no false resolution.
Compulsory Insurance and Islam in India: What the Fatwas Actually Permit (2026)
Motor third-party cover is mandatory under the Motor Vehicles Act, and employer health cover arrives with the job. Published fatwas permit compelled insurance. What counts as compelled, and what to do with claims.
Are Endowment, Money-Back and ULIP Policies Halal? The Clear Case (2026)
Savings-linked insurance fails under every documented scholarly position, including the ones sympathetic to necessity-based term cover. Why the analysis is different, and what to weigh if you already hold one.
Islamic Wills in India: The Complete Guide to Wasiyyah Under Muslim Personal Law (2026)
Muslim wills in India operate under the Shariat Act 1937: bequests capped at one-third, faraid governing the rest, and almost no formality requirements. The complete guide to making yours valid and enforceable.
Muslim Inheritance Without a Will in India: What Actually Happens (2026)
When an Indian Muslim dies intestate, faraid distributes the estate by fixed shares, which is Islamic but not painless: no executor, no succession certificate shortcut, and disputes the deceased could have prevented.
Zakat Calculation in India: Nisab, Assets and Method (2026 Guide)
How to calculate zakat in India: setting your lunar due date, measuring nisab against gold and silver prices in rupees, and working through cash, gold, investments and business assets at 2.5 percent.